I have been dedicated for over 20 years in my career as a planner. Having extensive experience in Retirement Income and Legacy Planning, including Life Time Income Streams, Tax Free Retirement Income, Asset Protection Life Insurance Policies and Long Term Care Plans.

I started in 1999 with Prudential Securities as a Financial Advisor designing portfolios for retirement income. My knowledge of risk vs rewards was acquired through the ups and downs of the markets in those early years.

Today, I strive to:

• eliminate market risk from portfolios
• design strategies that help the portfolio grow to keep up with inflation 
• and provide a solid stream of income to last a lifetime during your retirement years to ensure stability and predictability for the rest of your life.

Among my passions is the love of ocean sports such as sailing where he has won numerous regional and national competitions, surfing, fishing, mountain biking, camping and hiking. He's lived most of his life in Utah, Florida and Puerto Rico. He has dominion of two languages, English and his native language Spanish.

I am also a husband to a wonderful Colombian wife, a father to 3 adult children and step children.